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623 Fernwood Street , Unit C
Panama City Beach, FL 32407

$788,950 - Status: Active
Bed Icon Beds: 4
Bath Icon Baths: 4 full
Sq Feet Icon SQFT (H&C): 2,116
MLS Icon MLS# 794909

This fully furnished, rental ready townhome is less than 2 blocks from the sugar white sands and emerald green waters! Completely renovated in 2025 with new beachy decor, new furnishings, fresh interior paint throughout, and fresh exterior paint. The home also features a new roof, and has been updated to all current codes, including a newly redone sprinkler system! Best of all, there are no HOA dues!!! The property includes a 3 bed, 3 bath main home, with a separate, private efficiency studio and 1 full bathroom. 2 properties to rent! Live in one, rent the other, rent them both either short or long term, or use the entire property as your primary residence. There are tons of options to choose from! Just as you enter the primary 3/3 portion of the property and continue to the second level, there is a guest bedroom and full bath along with a large living, kitchen, and dining area. The second level offers two covered balconies. The rear balcony is perfect for the guest bedroom occupants to have their own private space, while the front balcony is spacious enough for lounging, or even outdoor dining. On the third level is a large guest bedroom with an attached full bathroom, and the oversized primary bedroom with its own full bathroom including double vanities and a soaker tub. From the primary bedroom there is access to the large third floor balcony with beautiful Gulf and sunset views! Around the rear of the property is the separate studio. With its own private access, large covered porch, and full bathroom, it makes a great short or long term rental. The studio also has the use of the fenced in back yard. There is a one car garage, and parking for several more vehicles in the driveway. Just a short, 2 minute stroll to the beach (accessed by one of the several beach access points located on Front Beach Road. See photos), and 1 block from the Salty Goat Saloon featuring live, local entertainment nightly, and a full bar and grill. Plenty to do nearby, easy access to all PCB, centrally located, this property offers all you need for the perfect primary or investment opportunity! Contact me anytime for more information, and especially to set up your own private showing!

Property Features

MLS#: 794909
Zip: 32407
Subdivision: Bahama Beach
Development: 0318 - Beach - Central South
Property Type: Residential
Cooling: Central Air, Ceiling Fan(s)
Fenced: Yes
Garage: 1
Heating: Central
Home Style: Coastal
Lot Size: 0.06 acres
Roof Type: Metal
Taxes: $5,157
Year Built: 2004
SQFT (H&C): 2,116

Feature Descriptions

Appliances: ENERGY STAR Qualified Appliances, Electric Range, Electric Water Heater, Ice Maker
Community Features: Short Term Rental Allowed
Exterior: Stucco, Wood Frame
Fencing: Fenced, Privacy
Interior Features: Balcony, Double Vanity, Interior Steps, Soaking Tub, Separate Shower
Lot Dimensions: 27.0 ft x 110.0 ft
Parcel#: 34147-025-000
Parking: Garage, Garage Door Opener, Paved
Parking Notes: Garage, Garage Door Opener, Paved
Patio/Porch: Balcony, Covered, Patio
Security: Closed Circuit Camera(s), Fire Sprinkler System, Smoke Detector(s)
Sewer: Public Sewer
Special View Info: Gulf

Room Sizes

Bedroom: 20 X 15 Level - First
Bedroom: 12 X 11 Level - Second
Bedroom: 19 X 12 Level - Third
Primary Bedroom: 19 X 17 Level - Third
Kitchen: 7 X 10 Level - Second
Living Room: 19 X 17 Level - Second

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Hutchison Beach

623 Fernwood Street , Unit C | MLS# 794909

This home located at 623 Fernwood Street , Unit C, Panama City Beach, FL 32407 is currently listed for sale with an asking price of $788,950. This property was built in 2004 and has 4 bedrooms and 4 full baths with 2116 sq. ft. Fernwood Street , Unit C is located in the Bahama Beach subdivision. Search Bahama Beach real estate on dhove.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Pineapple Properties

Shown By

Agent Name: Debby Hove
Agent Phone: (850) 960-8321
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/02/2026. The listing information on this page last changed on 09/02/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 09/02/2026 6:12:18 PM EST) or Emerald Coast MLS (last updated Wed 09/02/2026 6:05:57 PM EST) or Central Panhandle Association of Realtors (last updated Wed 09/02/2026 6:07:29 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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