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5404 Hilltop Avenue
Panama City, FL 32408

$489,000 - Status: Active
Bed Icon Beds: 3
Bath Icon Baths: 2 full
Sq Feet Icon SQFT (H&C): 1,554
MLS Icon MLS# 790241

Built in 2021 by Guyson Construction, this furnished South Lagoon beach home offers a turnkey opportunity just minutes from St. Andrews State Park, public boat ramps, dining, and the beach. Currently operating as a short-term rental, the property is well-suited as a primary residence, second home, or investment property. Inside, the light-filled layout features vaulted ceilings, skylights, coastal finishes, and luxury vinyl plank flooring with a hand-scraped look throughout the main living areas. The open-concept kitchen includes granite countertops, stainless steel appliances, and ample prep and storage space. A split-bedroom floor plan provides added privacy to the primary suite, complete with a walk-in shower and oversized walk-in closet. Outdoor spaces include a covered front porch, covered back patio, and a large fenced backyard with room to relax or entertain. Additional features include Hardie Board ColorPlus exterior siding, a metal roof, window treatments throughout, and a 2-car garage. Located in a golf cart-friendly neighborhood with convenient access to two nearby boat launches and the beach, this property combines low-maintenance construction with coastal convenience. No HOA and no flood insurance currently required. Buyer to verify all measurements, rental restrictions, and insurance requirements if important.

Property Features

MLS#: 790241
Zip: 32408
Subdivision:
Development: 0323 - Beach - South Of Grand Lagoon
Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s)
Days on Site: 5
Fenced: Yes
Garage: 2
Heating: Central
Home Style: Coastal
Lot Size: 0.14 acres
Stories: 1.0
Taxes: $5,428
Year Built: 2021
SQFT (H&C): 1,554

Feature Descriptions

Appliances: Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Community Features: Short Term Rental Allowed
Exterior: HardiPlank Type, Metal Siding
Fencing: Fenced
Lot Description: Paved
Lot Dimensions: 50x120
Parcel#: 31829-000-000
Patio/Porch: Covered, Patio, Porch

Room Sizes

Kitchen: 15 X 13 Level - First
Great Room: 28 X 16 Level - First
Primary Bedroom: 15 X 15 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Patronis

5404 Hilltop Avenue | MLS# 790241

This single family home located at 5404 Hilltop Avenue , Panama City, FL 32408 is currently listed for sale with an asking price of $489,000. This property was built in 2021 and has 3 bedrooms and 2 full baths with 1554 sq. ft. Search Panama City real estate on dhove.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Anchor Realty Florida

Shown By

Agent Name: Debby Hove
Agent Phone: (850) 960-8321
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/27/2026. The listing information on this page last changed on 05/27/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 05/27/2026 12:18:11 PM EST) or Emerald Coast MLS (last updated Wed 05/27/2026 12:15:34 PM EST) or Central Panhandle Association of Realtors (last updated Wed 05/27/2026 12:17:44 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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